North Carolina Banking Rates > CD Rates

North Carolina CD Rates and Interest Income Investments

Many people like to retire to North Carolina, spending their golden years in such charming places as New Bern and Asheville. Have you been building your own fun future by making equally wise investments? If not, it’s never too late to start. Many people like to put their money into a certificate of deposit. North Carolina Banking Rates could help you by finding the best CD rates currently available.

Money market rates, bond rates, IRA rates – North Carolina Banking Rates could find the best ones for you.

Current North Carolina CD Rates News

03/09/10

Baltic Trading's IPO Raises $228 Million at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

03/09/10

Strike up 'Pomp and Circumstance': Graduation rate takes 3 percent jump

State and city officials attributed the rise in graduation rates to better programming for students to keep them engaged in the classroom, ...

Best North Carolina CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.75% As of January 12, 2010	View Rate Details	Shuford Credit Union	CD Account
2.35% As of March 1, 2010	View Rate Details	Carolina Commerce Bank	CD Account
2.35% As of February 8, 2010	View Rate Details	Lorillard Credit Union	CD Account
2.33% As of February 8, 2010	View Rate Details	Self-Help Credit Union	CD Account
2.25% As of February 8, 2010	View Rate Details	Lorillard Credit Union	CD Account

	Rate Change	Date
North State Telco Credit Union - 6 Month CD Account	1.16% to 1.11%	Mar 5, 2010
North State Telco Credit Union - 12 Month CD Account	1.31% to 1.26%	Mar 5, 2010
Greater Piedmont Credit Union - 6 Month CD Account	1.36% to 1.21%	Mar 3, 2010
Greater Piedmont Credit Union - 12 Month CD Account	1.61% to 1.31%	Mar 3, 2010
Greater Piedmont Credit Union - 2 Year CD Account	1.91% to 1.61%	Mar 3, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in North Carolina

North Carolina Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local North Carolina credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. North Carolina Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in , NC

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from North Carolina Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.